Cohen & Sinowski
Cohen & Sinowski

Workers’ Compensation vs Personal Injury Claims in Cobb County: Know Your Rights

  • Published: April 29, 2023

What is Workers’ Compensation?

In the state of Georgia, workers’ compensation is a form of insurance that covers employees who are injured on the job. Workers’ compensation will pay for medical expenses and lost wages if you’re injured at work, even if it’s your own fault.
Settlements & Resolving Trucking Accident CasesEmployers are required to carry workers’ compensation coverage in Georgia and other states across America. If you’re hurt on the job and it’s not your fault, then you may be eligible for benefits under this type of insurance policy.
In order to receive benefits under workers’ comp law in Cobb County or elsewhere in Georgia:

  • You must be covered by an employer-sponsored group policy (i.e., one purchased through an employer). This includes sole proprietorships with no employees; partnerships with no employees; corporations without any non-owner employees; LLCs without any nonmember/managerial staff members; etc.; * The injury must occur during the course of employment–not outside it–and fall under one of several categories specified by statute (see below); * You must report injuries immediately after they happen so that claims can be processed quickly before evidence fades away over time;

What is a Personal Injury Claim?

A personal injury claim is a lawsuit filed by an injured person against the party responsible for their injury. The purpose of a personal injury claim is to recover damages (money) for your injuries.
Personal injury claims are often covered by insurance, but not always. If you have been injured due to someone else’s negligence or recklessness, you may be able to file a personal injury claim against them if they do not have insurance coverage available through their own policy and/or their employer’s workers’ compensation program.

The Difference Between Workers’ Compensation and Personal Injury Claims

The main difference between workers’ compensation and personal injury claims is that workers’ compensation is a form of insurance provided by your employer, while personal injury claims are filed with the court system.
In Georgia, employees are covered under both types of litigation:

  • Workers’ compensation covers injuries sustained on the job or during work-related activities (such as driving to a meeting).
  • Personal injury lawsuits can be filed if you were injured in an accident unrelated to your employment (for example, if someone hits you with their car).

Understanding Your Options in Cobb County

You should also understand that these claims are not always easy to pursue. You may need to hire a lawyer, who can help you navigate the legal system and ensure that your claim is handled properly. If you’re unsure about whether or not hiring a lawyer is right for your situation, here’s what they can do:

  • Helping you understand your rights and responsibilities under Georgia law (and federal law if applicable).
  • Advising on whether or not it’s worth filing suit against another party in order to recover damages from them. This depends largely on how much money is at stake–if there isn’t enough at stake for it to be worth hiring an attorney, then it probably isn’t worth pursuing legal action against anyone else besides yourself!
  • Representing clients during hearings with insurance companies or other entities involved in workers’ compensation claims; this includes negotiating settlements out of court if possible before going into litigation mode later down the line when necessary.”

The Benefits of Hiring a Personal Injury Lawyer

When you hire a personal injury lawyer, you can rest assured that your case will be in good hands. A personal injury attorney will have the knowledge and experience necessary to guide you through this process. They also understand how insurance companies work, which means they know how to negotiate with them effectively so that you get the best possible outcome for your case.
In addition, hiring an attorney will give you peace of mind knowing that someone is there to support and represent your interests throughout every step of the claims process. Your attorney may even be able to help find medical care providers who are willing to accept payments directly from their office instead of having them go through insurance companies first (which would otherwise slow down payment).

Why Choose Cohen & Sinowski, P.C. for Your Personal Injury Claim?

If you have been injured in an accident, it’s important to know your options. If you are considering a personal injury claim, we can help. We offer free consultations and no fee unless we win. Our experienced team has a reputation for success in cases like yours, so don’t hesitate to reach out today!

Contact Cohen & Sinowski, P.C. Today

If you are in need of legal representation, contact Cohen & Sinowski, P.C. today. We have offices located throughout the Atlanta metropolitan area and can help with your workers’ compensation or personal injury claim. For more information about our services and how we can help you, contact us today for your free consultation


Cohen & Sinowski

The personal injury attorneys of Cohen & Sinowski are
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